Benefits of a Business Consultant

What a Fractional COO/CFO Does

As a business consultant, I offer fractional CFO/COO services that give small business owners executive-level leadership without the cost of a full-time hire. A fractional COO streamlines daily operations and improves efficiency, while a fractional CFO provides financial management, budgeting, and forecasting. Together, these roles help stabilize operations and strengthen finances, allowing businesses to grow with confidence.

Example: Construction Company in Florida

For example, a construction company in Florida may struggle with delayed client payments and rising material costs. Using my fractional CFO/COO services, I could create a rolling cash flow budget, restructure vendor payment terms, and introduce job-costing models. These strategies would improve cash flow management, reduce financial pressure, and position the business for sustainable growth and profitability.

Why Budgeting and Cash Flow Matter

Budgeting and cash flow management are essential for small business success. A budget sets expectations for income and expenses, while cash flow ensures money is available to cover bills and investments. As a business consultant, I design custom budgeting systems and rolling cash flow forecasts that provide owners with ongoing financial visibility and control.

Example: Lawn Care Company in Georgia

Take a lawn care company in Georgia facing seasonal revenue swings. With budgeting and cash flow services, I would create a rolling budget that projects revenue peaks in spring and summer while planning reserves for slower fall and winter months. This approach helps the company cover payroll, equipment costs, and overhead year-round, ensuring stability and reducing financial stress.

What Business and Strategic Planning Includes

Business and strategic planning involves setting clear objectives, defining measurable goals, and creating a roadmap for growth. As a business consultant, I help companies evaluate markets, analyze competitors, and design strategies that align current performance with long-term success. Strategic planning ensures that decisions are proactive, data-driven, and built to maximize opportunities.

Example: IT Company in Texas

Consider an IT company in Texas looking to expand and prepare for an eventual exit. Through my strategic planning services, I would assess new markets, set expansion goals, and build an actionable growth roadmap. At the same time, I’d align financial models and operations to increase buyer appeal. This positions the business for immediate growth while maximizing value for a future sale.

Why Financial Models and Projections Are Essential

Financial models and projections allow small business owners to test “what-if” scenarios and make informed decisions. As a financial consultant, I use Excel to create dynamic models that project revenues, costs, and profits under different conditions. These tools are critical for funding requests, pricing strategies, and long-term planning.

Example: Restaurant in North Carolina

For instance, a restaurant in North Carolina may want to understand net profits at different menu price points. I would design a financial model in Excel where prices could be adjusted by 5%, 10%, or 15%. The model would automatically update projected revenues, food costs, and margins. This lets the owner evaluate pricing strategies with clarity, maximizing profitability while staying competitive.

Work With a Business Consultant Who Delivers Results

Ready to fix cash flow problems, create a solid growth strategy, or prepare your business for the future? As a business consultant and fractional CFO/COO, I work on-site and virtually with small business owners across the U.S. to deliver practical solutions that strengthen finances, streamline operations, and unlock growth opportunities.

Call or text Dr. Paul Borosky, MBA today at (321) 948-9588 to schedule your consultation and start building a stronger business.