Fractional CFO Services
On-site - Weekly - 8 Hours!
On-Site · Weekly · US and Canada
Fractional CFO Services
Fractional CFO services give a small business owner executive-level financial leadership without the executive-level salary. Dr. Paul Borosky, DBA, MBA, runs the money side of your business part-time, on-site weekly where practical and remote when needed, building cash flow models, budgets, and projections so you can see what is coming and decide on real numbers. When the operation needs a hand too, he adds lighter fractional COO support alongside the CFO work, all for a fraction of what a full-time hire would cost.
- Cash flow models, budgets, and financial projections
- Lender-ready funding packages and KPIs
- Profitability insights and plain-English reporting
- Fractional COO support available when you need it
- On-site weekly preferred, remote when needed
Simple Hourly Rate
$150/hr
Plus travel
Call/Text (321) 948-9588 Free 15-Minute ConsultA quick call to see if this is the right fit. No pressure.
What a Fractional CFO Does
A fractional CFO is a seasoned finance executive who works for your business part-time instead of full-time. Most small businesses cannot justify a six-figure CFO salary, yet they hit the same money problems a big company has: cash that runs short before payroll, margins nobody is watching, and growth that stalls because no one is steering the numbers. Dr. Paul fills that seat on a schedule that fits a small business, typically a day a week or more, and adds fractional COO support when the operations side needs attention too.
Fractional CFO Services
This is the core of the engagement. As your fractional CFO, Dr. Paul keeps the money clear, controlled, and working, so every decision runs on real numbers instead of gut feel.
What Your Fractional CFO Handles
Cash, margins, projections, and the numbers that drive the business.
- Managing cash flow with models showing money in and out 30, 60, and 90 days ahead
- Budgeting and forecasting, including rolling budgets and variance analysis
- Financial projections, from profit and loss to 3 to 5 year forecasts. See financial projections
- Securing loans and funding with lender-ready financial packages and investor documents
- Cutting costs and improving margins without cutting quality
- Profitability insights showing where you make money and where you lose it
- Clear reporting and KPIs in plain English, not confusing spreadsheets
A Fractional COO Service, Too
Strong numbers only pay off if the operation can execute on them. When a client needs it, Dr. Paul adds light-touch fractional COO support alongside the CFO work, so the financial plan actually gets carried out on the floor instead of sitting in a spreadsheet.
Also Available
- Standing in for owners so you can step away
- Streamlining daily operations and building SOPs
- Leading teams and tracking the right numbers
- AI integration to automate tasks and support decisions
- Turning plans into action and overseeing big projects
Why This Seat Matters
Most small businesses do not fail on the product. They fail on the financial discipline behind it, the exact seat this role fills.
Meet Your Fractional CFO
Dr. Paul Borosky, DBA, MBA, walks through his CFO services: pro forma financial projections and custom models, budgeting and forecasting, and the KPIs that actually drive a business.
Fractional CFO Services: Pro Forma Projections, Budgeting, and KPIs. Dr. Paul Borosky, DBA, MBA. 5 minutes, 10 seconds.
Why Fractional Beats the Alternatives
You could hire a full-time CFO you cannot afford, or keep doing the numbers yourself at midnight. A part-time CFO is the middle path that actually works for a small business.
Executive expertise, not an executive salary
You get a seasoned CFO on the days you need one, instead of carrying a six-figure hire your revenue cannot support yet.
Cash flow you can see coming
A real cash model shows where you stand 30, 60, and 90 days out, so payroll and bills stop being a monthly surprise.
Funding readiness when you need it
Lender-ready financial packages and investor documents, built before you need the money, so financing is not a scramble.
Operations covered too
When the plan needs hands to execute it, light fractional COO support keeps the financial strategy from stalling on the floor.
What a Client Said
"I brought Dr. Paul into my construction company to build out our financial models, and he took it further than I expected. He set up models optimized with AI that tell us which bids to take based on real profitability, not a gut feel. We stopped chasing big jobs that barely make money, and now the numbers decide."
Construction Company Owner, South FloridaReady for a Fractional CFO at a Fraction of the Cost?
Start with a free 15-minute consultation. Tell Dr. Paul what is keeping you up at night, cash flow, funding, or profitability, and he will tell you straight whether the fit is right. For broader engagements, see consulting prices.
Fractional CFO FAQ
What does a fractional CFO do?
A fractional CFO is an experienced finance executive who works for your business part-time instead of full-time. Dr. Paul handles cash flow, budgets, financial projections, funding packages, profitability analysis, and KPIs, on a schedule that fits a small business, typically a day a week or more. He also offers lighter fractional COO support when the operations side needs a hand.
How much do your fractional CFO services cost?
The rate is $150 per hour plus travel, a fraction of what a full-time CFO salary would cost. There is no long-term contract required to start. The first step is a free 15-minute consultation to see whether the fit and the scope make sense for your business.
Do you work on-site or remotely, and where?
On-site weekly is preferred, since being in the building is where the real fixes happen, and Dr. Paul works remotely when that is the better fit. He serves small business owners across the United States and Canada. Call or text (321) 948-9588 to talk through your situation.
When does a small business need a fractional CFO?
Common signals are cash that runs short before payroll, margins you cannot explain, an upcoming need for a loan or investor, or growth that has outpaced your financial visibility. If any of those sound familiar, a fractional CFO is usually the right next step before a full-time hire.
About Dr. Paul
Dr. Paul Borosky, DBA, MBA
Dr. Paul Borosky, DBA, MBA, is a professional business plan writer, consultant, and financial model expert, founder of Quality Business Plan, and creator of Dr. Paul's Organize-Plan-Grow™ Strategy. A published author and subject-matter expert in business and finance, he has spent over 14 years helping small business owners manage cash flow, build financial models, and make confident, data-driven decisions, and has recently expanded into AI business integration using custom-trained AI agents. Learn more about Dr. Paul.
Call or text (321) 948-9588 · paulb@qualitybusinessplan.com · Sanford, FL · Mon-Fri 9 AM to 5 PM
Last Updated: 6/3/2026 · Reviewed by Dr. Paul Borosky, DBA, MBA
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