Dr. Paul Borosky, DBA, MBA
Fractional CFO & Business Consultant
Fractional CFO for Small Business Owners Ready to Organize, Plan, and Grow
Most small business owners can run the work. The numbers are a different story. Dr. Paul Borosky, DBA, MBA serves as your fractional CFO, building the financial models, projections, and cash flow clarity you need to make real decisions and grow with confidence. Most clients start with a set of financial projections. They stay on for a CFO who runs the numbers with them every month. No full-time CFO salary. No guesswork. Hands-on.
Or call/text (321) 948-9588. Dr. Paul answers personally.
Last Updated: 6/19/2026 · Reviewed by Dr. Paul Borosky, DBA, MBA
The Problem
Good at Your Craft, But the Numbers Don't Add Up?
This is the most common situation Dr. Paul sees. The owner is exceptional at their trade. The financial side is a different story entirely.
Constant Firefighting
Every day brings a new fire. You fix it, another one starts. At some point reacting becomes the job, and building the business never happens.
Cash Flow Stress
Revenue is there. The bank account doesn't agree. Most owners can't explain the gap, and that gap is exactly where businesses quietly fail.
Pricing Problems
Thin margins. Jobs that feel underpriced. Raising rates that feels like a gamble. Most owners set prices on gut feel, and gut feel isn't a margin strategy.
Funding Roadblocks
The lender wants a plan, projections, and financials that tell a story. Most owners walk in with none of it, and walk out without the capital they needed.
No Systems or Structure
It's all in your head. Every process, every decision, every exception runs through you. That's not a business. That's a job you can never leave.
Growth That Creates Chaos
More revenue, more problems. More clients, more stress. Growth without structure doesn't build a business. It just makes a bigger mess to manage.
How Dr. Paul Helps
Four Services. One Partner. Real Results.
Every service is built around the real numbers small business owners live with. AI assists the process. Dr. Paul leads it.
Fractional CFO
Senior financial leadership without the full-time salary. Dr. Paul works as your fractional CFO, owning the numbers so you can run the business with clarity and make every decision backed by real data. Most clients start with a projection engagement, then keep Dr. Paul on to run the numbers with them month after month.
- Monthly financial oversight
- Cash flow management & forecasting
- KPI tracking & reporting
- Budgeting & profit planning
- Funding & lender strategy
- Financial decision support
Pro Forma Financial Projections
This is where most clients start. Pro forma financial projections built to secure funding, understand your numbers, and plan with confidence. Most consultants drop a spreadsheet and walk away. Dr. Paul explains what every line means, and often stays on as your CFO from there.
- 3-year financial projections
- Cash flow forecasting
- SBA & investor-ready pro formas
- Budgeting & profit analysis
- Break-even analysis
- Funding readiness packages
Business Consulting
Hands-on consulting that gets inside your business. Dr. Paul works with you directly, not at you from a distance, to fix what's broken, build what's missing, and create real forward momentum.
- Operations & process improvement
- Pricing strategy & margin analysis
- Business systems & structure
- Strategic growth planning
- CEO accountability & support
- Cash flow & financial clarity
Business Plan Writing & Editing
Custom business plans built for real outcomes: SBA loans, investor funding, expansion, or getting organized for the next stage. Dr. Paul doesn't just hand you a document. He walks you through it. Editing an existing plan? He sharpens that too.
- SBA-ready business plans
- Investor & lender presentations
- Startup & launch plans
- Plan review & editing
- Custom financial modeling
- 7-day delivery guarantee
Dr. Paul's Proprietary Strategy
The Organize-Plan-Grow™ Strategy
Three steps. No corporate jargon. Built around how small businesses actually work, not how MBA textbooks say they should.
Organize
Fix the chaos first. Unclear processes, weak systems, and no documented plan are the root of most small business problems. Nothing else works until this is addressed.
- Operational process documentation
- Business model clarification
- Communication structure
- System & accountability structure
Plan
Build a real strategy around your vision, your industry, and your numbers. Not a 60-page document that collects dust, but a working plan you can actually execute.
- Custom business strategy
- Financial projections & budgeting
- Pricing & margin planning
- Growth roadmap development
Grow
Take action. Launch new initiatives, build repeatable systems, and use AI-assisted tools where they actually help, without creating more chaos.
- New revenue initiative launch
- Scalable systems implementation
- AI-assisted business operations
- Expansion & market growth
When everyone counts on you as the CEO, you can count on me to support you.
Dr. Paul Borosky, DBA, MBAWho Dr. Paul Works With
Built for Small Business Owners Who Are Excellent at Their Craft
Dr. Paul works with owner-operators who know their trade inside and out, but need a real partner on the financial and business side. No theory. No corporate fluff. Hands-on.
Based in Deltona, Florida. Dr. Paul works with small business owners across all 50 U.S. states and internationally. Most engagements run remotely. Location has never been a barrier to getting results.
- You're excellent at your trade but struggle with the numbers
- You need funding, a plan, or financial projections
- Growth feels chaotic or stalled
- You want a hands-on partner, not a report
The Difference
Why Dr. Paul Is Different From Most Fractional CFOs
Most consultants hand you a report and move on. Dr. Paul gets inside your business, learning how it actually runs, identifying what's holding it back, and working alongside you to fix it.
- ✗Hand you a report and disappear. You implement it alone, or you don't.
- ✗Apply the same corporate playbook to every client, regardless of industry or size.
- ✗Speak in MBA language that sounds right but doesn't translate to Monday morning.
- ✗Bill by the hour for advice. No skin in the outcome.
- ✗Use AI to write deliverables faster, and hand them to you unverified.
- ✓Gets inside your business and works alongside you, not at you from a conference room.
- ✓Builds the financial model around how your specific business actually runs, not a generic template.
- ✓Holds a DBA from National University and an MBA with focus in Finance from Webster University, and has used both in real businesses for 14 years, not just classrooms.
- ✓Answers his own phone. Call or text (321) 948-9588. That's Dr. Paul, not a scheduler.
- ✓Uses AI as a tool. Dr. Paul does the work first, AI assists, Dr. Paul reviews every output before it reaches you.
Client Case Study
Growing a Short-Term Rental Business Nationally
A real engagement. Real numbers. Here's what a fundable financial model and a clear set of projections actually do in practice.
A Cincinnati-based short-term rental company came to Dr. Paul with a strong concept and solid local performance, but no formal plan, no structured financials, and no repeatable model for expansion. The owner wanted to scale nationally. Lenders needed proof it was possible.
Dr. Paul built the financial projections that anchored the $1.1M+ funding request, compelling numbers that were fully supported and ready to defend in front of a lender. He structured the assumptions, modeled the cash flow across new markets, and helped transform the existing operation into a replicable model: identifying key success drivers, standardizing the approach, and creating a framework deployable across the country.
The result: a structured, scalable business positioned for national growth and investor confidence.
What CEOs Are Saying
Trusted by 1,000+ Small Business Owners
"Paul is an invaluable asset for any existing business or future venture. His expertise and professionalism are truly worth their weight in gold. Highly recommended!"
"Paul is the absolute best! Such a smart guy. His services for us was worth every dime. My husband and I were in uncharted waters and Paul helped us get through so much. I recommend Quality Business 1,000%."
"I contacted Paul on a Monday and needed a business plan by the end of the week. On Thursday, a day early, Paul had it ready. He's very knowledgeable and takes the time to listen. I'll be telling all my friends and family."
"Paul put together a business plan for my hardwood flooring company and I am so pleased. After a brief meeting, I knew I could trust him. He really knows his stuff. Delivery was very quick and changes were made within hours."
"He was very professional and made time to speak with me before I paid anything. He got things done in a timely manner and did a follow-up to make sure he met my standards. He exceeded expectations. I now have my own personal business consultant."
"Called him on a Sunday because I needed an overview in a few days. He told me turnaround is 7 days, but because I needed it ASAP, he worked on his off time to get it done. Outstanding, professional, excellent service, honest person."
Explore Dr. Paul's Services
Find the Right Solution for Your Business
Serving small business owners in Florida and nationwide. View all business plan writer locations and consulting locations.
FAQ
Common Questions About Working With Dr. Paul
Answers to the questions small business owners ask most before reaching out.
What does a fractional CFO do?
How much does a fractional CFO cost?
Do you write SBA business plans?
How do I get started with Dr. Paul?
Ready to talk through your numbers with Dr. Paul?
Call or text (321) 948-9588See Dr. Paul in Action
Dr. Paul Borosky, DBA, MBA shares how the Organize-Plan-Grow™ Strategy works and how his fractional CFO and consulting services help entrepreneurs build, grow, and scale with confidence.
Dr. Paul's Organize-Plan-Grow™ Strategy in Action
Dr. Paul Borosky, DBA, MBA walks you through exactly how the Organize-Plan-Grow™ Strategy works, rebuilding the foundation of your business so you can grow with clarity, structure, and confidence.
Business Consulting Services: From Startup Business Plans to Fractional CFO
Business plans, strategic plans, mentoring, fractional COO and CFO services. Dr. Paul Borosky, DBA, MBA explains how he helps entrepreneurs and small business owners build, grow, and scale with confidence.
Ready to work with Dr. Paul? Call or text Dr. Paul Borosky, DBA, MBA directly.
Call/Text (321) 948-9588Dr. Paul Borosky, DBA, MBA
Fractional CFO & Business Consultant | 14+ Years | 1,000+ Clients Served
Dr. Paul Borosky, DBA, MBA , fractional CFO and business consultant, is dedicated to making CEOs stronger, sharper, and more effective. He is the founder of Quality Business Plan , creator of Dr. Paul's Organize-Plan-Grow™ Strategy , author of numerous published books on Amazon , and publisher of over 1,000 business-focused videos on YouTube . For over 14 years, he has helped entrepreneurs and small business owners turn business concepts into tangible businesses.