Choose How Your Athens Plan Gets Built

Athens lenders know the Classic City runs on a school calendar. Whichever route you pick, the work starts with the dates: home games, breaks and summer.

Business Consulting

Great fall, rough summer, again? Dr. Paul works through the calendar with you and plans the cash for the quiet months.

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Business Plan Templates

Industry templates with the plan in Word and the forecast in Excel. Break the year into game weeks, semester weeks and summer.

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Small Business Education

Free lessons, videos and the Fabled Forest Business School books on leading a crew through busy weekends and slow summers.

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Game Days, Semesters and Summers: The Athens Calendar

Athens runs on the UGA calendar. Students arrive in August. Fall brings home game weekends when Sanford Stadium fills Between the Hedges and downtown packs out. Then come exams, breaks and a long summer when much of the student population leaves.

For a downtown restaurant, bar, shop or rental, the difference between a game day Saturday and a summer Tuesday is enormous.

Most plans average the year. They take the best fall weekends, spread them across twelve months and call it a forecast. Then summer arrives, the students leave and the rent keeps coming.

Why Athens Revenue Swings So Hard

  • Game weekends are huge and few. A handful of home games each fall bring tens of thousands of visitors. Hotels fill, prices rise and downtown runs at capacity.
  • Students leave on schedule. Winter break, spring break and summer pull a large share of customers out of town at once.
  • The schedule changes every year. The number and timing of home games move. A big opponent one year can be a road game the next.
  • Game day can hurt some businesses. Traffic and parking keep regular customers away. Not every shop wins on game day.

What the Calendar Does to Cash and Staff

  • Summer drains the reserve. The slow stretch arrives every year, and fall profits have to cover it.
  • Staffing whipsaws. You need a full crew on Saturday and half a crew in July. Students who staff you also leave in summer.
  • Inventory gets mistimed. Order for game day and you sit on stock in June.
  • Rent does not follow the calendar. Fixed costs hit every month, busy or not.
  • A bad season hurts. When the team or the schedule disappoints, visitor spending drops with it.

Opening before football season? Plan the summer before you plan the first game.

Call or Text Dr. Paul

Classic City Businesses That Ride the Calendar

At Risk

Downtown Restaurants and Bars

Game day crowds and quiet summers.

At Risk

Retail and Apparel

Red and black sells in fall, slows in summer.

At Risk

Short-Term Rentals

Game weekends command premium rates, other weeks do not.

At Risk

Student Housing and Services

Move-in, move-out and empty summers.

At Risk

Coffee Shops

Semester traffic drives the base business.

At Risk

Event and Catering Businesses

Tailgating season, then a long gap.

Why a Smooth Forecast Fails in a College Town

A template asks for monthly sales and assumes steady months. In Athens, no month is average. The plan that smooths the calendar hides the summer gap until it is too late.

Athens lenders know the college town rhythm. A plan with flat monthly sales for a downtown bar tells them the forecast was never checked against the UGA calendar.

Dr. Paul’s Insight

Dr. Paul tells Athens owners to build the schedule first and the forecast second. Mark every home game, every break and the summer months, then plan the crew and the cash for each one. The average week is the one week that never actually happens in Athens.

A Forecast and Staffing Plan Built on the UGA Calendar

Dr. Paul plans around the UGA calendar with Organize-Plan-Grow™, one step at a time.

Step 1: Organize

Map the calendar

Mark home game weekends, semester start and end dates, breaks and summer. Pull sales history by week if you have it.

Step 2: Plan

Forecast by period

Build sales for game weeks, regular semester weeks and summer weeks separately. Staff each period with the right crew. Size the reserve to carry summer.

Step 3: Grow

Fill the slow months

Plan summer revenue on purpose: events, local customers, catering, online sales or a second location in a steadier area.

One Restaurant, Three Seasons

Think about a downtown restaurant two blocks from the Arch. Illustration only.

What to ModelWhat the Plan Shows
Home game SaturdayThe best day of the year
Regular semester weekThe base business
Summer weekThe slowest stretch
StaffingFull crew, normal crew, skeleton crew
Reserve neededEnough to carry summer fixed costs

The restaurant can be very profitable in fall and still fail in summer. The plan has to show cash month by month, with the summer reserve built in before the first game.

How a Calendar-Based Forecast Reads

Sample Plan Excerpt

Sales Forecast. The Company forecasts sales in three periods aligned with the University of Georgia calendar: home game weekends, regular semester weeks and summer and break periods. Staffing levels are set for each period, with a reduced summer schedule. The operating reserve is sized to cover fixed costs through the summer period and is funded from fall semester cash flow, as shown in Exhibit 2.

A lender reading that can see you have lived through a summer before.

What Happens When Summer Is Planned

  • Summer stops being a surprise. The reserve is planned before fall starts.
  • Your crew fits the week. No overstaffing in July, no shortages on Saturday.
  • Orders match demand. Inventory follows the calendar.
  • Lenders trust the forecast. They see the swing and the plan for it.
  • Growth fills the gap. You know which slow months to target first.

Athens Help for Small Business Owners

Local Help

UGA Small Business Development Center, Athens

Free consulting from the SBDC state office in Athens.

Local Help

Athens Area Chamber of Commerce

Networking with Athens owners who plan around the UGA calendar every year.

Local Help

Athens-Clarke County Business Tax and Licensing

Occupation tax certificate and zoning through Athens-Clarke County.

Local Help

Athens Convention and Visitors Bureau

Visitor and event information worth checking before you forecast game weekends.

Questions Athens Owners Ask About Game Days and Summer

How should an Athens business plan handle UGA football season?
Forecast home game weekends separately from regular weeks and summer. Show the extra sales and the extra costs of game day, then make sure the regular and summer months cover fixed costs and loan payments on their own.
How do I plan for the summer slowdown in Athens?
Build a monthly cash flow that shows summer as it really happens, then size a reserve funded from fall and spring to carry fixed costs through it. Add summer revenue ideas that do not depend on students.
Should I hire students for my Athens business?
Students can be a great fit during the semester, but many leave in summer and during breaks. Your staffing plan should show who covers those periods and what it costs.
Can Dr. Paul build a game day forecast for my Athens business?
Yes. Dr. Paul builds the forecast around the UGA calendar, so home games, semesters, breaks and summer each show up with their own sales, staffing and cash.

Dr. Paul Borosky, DBA, MBA

Business Plan Writer, Consultant & Author | 14+ Years | 1,000+ Clients Served

DBA, National UniversityMBA, Focus in Finance, Webster University

Dr. Paul Borosky, DBA, MBA is the founder of Quality Business Plan. He writes business plans and financial projections for owners across the United States and Canada, works remotely with clients in every state, and has written plans behind more than $100M in funded projects. He is the author of the Dr. Paul’s Fabled Forest Business School series and has published over 1,000 business videos on YouTube. He has taught as an adjunct college instructor and teaches in Florida public schools.

14+Years Experience
1,000+Clients Served
$100M+Projects Funded
1,000+YouTube Videos

This page is for general educational purposes only. It is not legal, lending, tax or financial advice. Program rules, licensing requirements and local conditions change, so confirm them with the program or agency before you apply. The worked example is an illustration, not a projection for your business. The Fabled Forest and its characters are fictional.