Cash Budget | Dr Paul’s Organize-Plan-Grow

What's Included in the Cash Budget

Our Cash Budget is a practical financial roadmap that shows how money moves through your business—month to month. As part of Dr. Paul’s Organize-Plan-Grow™ strategy, this document helps you gain clarity, anticipate cash shortfalls, and make smarter financial decisions. Here’s what we include:

Revenue Projections

• Estimated monthly income from sales, services, or other sources—broken down by category for clear tracking.

Fixed Costs

• Recurring monthly expenses such as rent, insurance, salaries, or subscriptions that remain constant over time.

Variable Costs

• Expenses that fluctuate with sales or production levels—like inventory, utilities, or contractor payments.

Net Cash Flow

• A monthly snapshot showing whether your business is generating or burning cash—crucial for planning and stability.

Cash Position Summary

• Beginning and ending cash balances each month so you always know how much cash is on hand.

Forecasting Assumptions

• Transparent notes about the logic behind each estimate—ensuring realistic and reliable planning.

Seasonality & Timing Insights

• Highlighting expected dips and spikes in revenue or expenses based on seasonal trends or business cycles.

Visual Charts (Optional)

• Simple graphs or tables to help you visualize where money is going and how your financial health evolves over time.

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How Dr. Paul Works with You

At Quality Business Plan, you don’t get a plug-and-play spreadsheet—you get a personalized, strategic financial tool built through direct collaboration with Dr. Paul Borosky, MBA. Every cash budget is designed to reflect your actual business model, cash flow patterns, and growth objectives.

Here’s how the process works:

Discovery Call - We start with a short phone consultation to understand your business, financial goals, and any immediate cash flow concerns.

Information Gathering - You’ll complete a guided questionnaire or speak directly with Dr. Paul to share revenue streams, cost structure, and seasonal patterns.

Custom Budget Development - Dr. Paul personally builds your monthly cash budget—detailing revenues, fixed and variable costs, net cash flow, and ending cash position.

Review and Revisions - You’ll receive a working draft to review. We’ll revise the document based on your feedback to ensure accuracy and usefulness.

Final Delivery - You’ll get your finalized cash budget in both Excel and PDF formats—ready for internal use, lender review, or investor presentations.

Whether you’re working remotely or in-person, the process is efficient, collaborative, and focused on giving you the financial clarity needed to run your business with confidence.

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Who This Is For

The Cash Budget is ideal for business owners who want to stop guessing and start making decisions with confidence. If you're unsure how much cash you'll have next month, juggling bills, or preparing for funding or growth—you need a budget that brings clarity and control to your finances.

This service is a perfect fit for:

• Solo entrepreneurs who need a simple, reliable system to manage cash flow without complex accounting software

• Small business owners with 2–25 employees who want to forecast revenue, cover payroll, and plan for growth

• Startups seeking SBA loan approval or investor funding and need accurate, lender-ready cash flow projections

• Businesses with seasonal income or irregular cash flow that need help smoothing out the peaks and valleys

• Companies expanding locations, staff, or services and want to ensure they have the cash to sustain it

• Owners tired of financial surprises and ready to make data-driven decisions, not just gut calls

If you're managing your finances by checking your bank account balance, this tool gives you the forward-looking insight you need to run your business proactively—not reactively.

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Why Choose Quality Business Plan

When it comes to managing your business finances, clarity and precision matter. At Quality Business Plan, you’re not getting a generic spreadsheet or templated tool—you’re working directly with Dr. Paul Borosky, MBA, a seasoned business consultant who’s helped hundreds of business owners plan, project, and grow with confidence.

Here’s why business owners trust us:

Hands-On Expertise - Every cash budget is built, reviewed, and delivered by Dr. Paul himself—no outsourcing, no off-the-shelf templates.

Proven Strategy - Our Organize-Plan-Grow™ framework has helped small businesses gain control of their finances and prepare for both stability and growth.

Real-World Customization - Whether you're running a seasonal business, managing a lean operation, or preparing for expansion, your cash budget reflects your actual revenue patterns and cost structure.

Fast Turnaround & Communication - We work directly with you to build a customized, easy-to-understand cash budget—typically within 3–5 business days.

Actionable Financial Insight - You’ll walk away with more than a spreadsheet—you’ll gain the ability to anticipate shortfalls, plan confidently, and make informed decisions about your business’s future.

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Pricing & Next Steps

At Quality Business Plan, our pricing is designed to reflect the clarity, customization, and long-term value each operations plan delivers. Whether you need to reset your business foundation or prepare for growth, our Level 1: Organize package provides the full operational support you need to move forward with confidence.

Level 1: Organize Package
Includes:

• Custom Operations Plan

• Strategic Marketing Plan

• Starter Cash Budget

• Internal-Use Business Plan

• Delivered within 7 business days
• 1-on-1 collaboration with Dr. Paul
• Editable Word Doc and PDF formats
• Clear, actionable deliverables